If you are injured at your workplace and can't work for an extended period of time, how will you cover your medical bills? Furthermore, how do you plan to pay for regular expenses when you have no income stream? Workers compensation programs were created as answers to these questions, but that doesn't mean that you will always get everything you are entitled to after an injury suffered on the job. There are plenty of reasons why you should hire an attorney to represent you as soon as you begin to consider filing a claim. Take a look at some of the most important ones below.
Getting All of the Benefits You're Owed
Workers compensation exists to ensure that you get every benefit you are owed as an employee. Unfortunately, because the laws governing this system are not widely known to the average worker, many employees end up forgoing a substantial amount of benefits. An attorney can easily evaluate the facts of your case and work to get all of the benefits you are entitled to. In this way, hiring a workers compensation lawyer before you file a claim is an investment that pays huge dividends when your case is finally settled or won.
Appealing a Claim Denial
Even if you are confident that you know and understand every single benefit you're eligible for, it doesn't mean that you will automatically receive any of them. Many workers compensation claims are denied because the claimant has not shown enough evidence to link what happened on the job site to the injury itself (and its effects). In fact, one of the most common reasons people end up seeking legal representation is because it is an effective way to successfully get your appeal approved.
Negotiating the Best Possible Agreement
Once your claim is approved, you will have to enter into a formal agreement with an insurance company. This agreement outlines the payments you will receive, for how long you will receive them, and other vital details. It should be noted, however, that many insurance companies will do everything in their power to minimize what they owe. Manipulating the language of the agreement itself is one way to do this, and if you have no legal representation, you may end up signing something that actually goes against your best interests. An attorney acts as a safeguard against this and can negotiate directly with an insurance company on your behalf.
For more information, contact a workers compensation claim lawyer near you.